Quick security check: we’ve already enforced 2FA on email and on most of our cloud productivity tools, but somehow payments slipped through with just basic passwords. That gap is starting to feel risky, especially as we handle more transactions. I’m particularly concerned about crypto rails, where a single compromised credential could potentially expose admin functions or even trigger unauthorized payouts. My instinct says 2FA should be absolutely mandatory for anyone with access to funds, wallets, or API keys, but I’m not sure how other teams in the industry are handling it. Are most companies really locking this down, or are some still treating it as an optional extra? I came across bitcoin payment processing , which highlights features like enforced 2FA, API scoping, and whitelisting. It looks solid, but I’d like to know if people here have made 2FA non-negotiable on payouts, or if there’s still debate about it.